---
canonical_url: https://lendb.ai/lo/charles-cuthbert-405720
json_url: https://lendb.ai/lo/charles-cuthbert-405720.json
nmls_id: 405720
last_verified: 2026-10-16
---

# Charles Cuthbert

Puyallup Home Lending Manager at 1st Security Bank of Washington, Puyallup, WA. NMLS ID 405720 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/405720)).

Charles Cuthbert (NMLS 405720) is a Puyallup Home Lending Manager at 1st Security Bank of Washington in Puyallup, Washington. Charles's own profile lists new construction as a focus.

**Summary:** Charles Cuthbert (NMLS 405720) is Puyallup Home Lending Manager at 1st Security Bank of Washington, based in Puyallup, WA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: New construction. Last verified 2026-10-16.

## Quick answers

### Is Charles licensed?

Charles works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Charles work on new construction loans?

Charles's profile lists new construction as a focus (from their lender profile page). Source: https://www.fsbwa.com/loan-officers/charles-cuthbert.

### What lender does Charles work for?

1st Security Bank of Washington, company NMLS 761985, from the Puyallup, WA office, per the lender's own site (verified 2026-10-16). Source: https://www.fsbwa.com/loan-officers/charles-cuthbert.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **New construction** (`new-construction`): from their lender profile page, confidence 0.90, verified 2026-11-03. Source: https://www.fsbwa.com/loan-officers/charles-cuthbert

## Facts from the lender page and intro

- years_experience: over two decades. Source: https://www.fsbwa.com/loan-officers/charles-cuthbert, verified 2026-10-16.
- education: Bachelor's degree in finance and accounting, Washington State University. Source: https://www.fsbwa.com/loan-officers/charles-cuthbert, verified 2026-10-16.
- role: 2026-2027 Board Member, Puget Sound Mortgage Lenders Association. Source: https://www.fsbwa.com/loan-officers/charles-cuthbert, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: 1st Security Bank of Washington (NMLS 761985), Puyallup, WA. Source: https://www.fsbwa.com/loan-officers/charles-cuthbert, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/405720

## Contact

- linkedin_url: https://www.linkedin.com/in/charles-cuthbert-05042471 (source: lender_site, verified 2026-10-16)
- View profile at 1st Security Bank of Washington: https://www.fsbwa.com/loan-officers/charles-cuthbert
- Office phone and Email on file: shown at https://lendb.ai/lo/charles-cuthbert-405720#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/405720
- lender_site: https://www.fsbwa.com/loan-officers/charles-cuthbert

Cite as: Charles Cuthbert (NMLS 405720), 1st Security Bank of Washington. LenDb.ai, https://lendb.ai/lo/charles-cuthbert-405720, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._