---
canonical_url: https://lendb.ai/lo/charles-figueroa-815948
json_url: https://lendb.ai/lo/charles-figueroa-815948.json
nmls_id: 815948
last_verified: 2026-10-09
---

# Charles Figueroa

Mortgage Loan Officer at Loan Factory, FL. NMLS ID 815948 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/815948)).

**Summary:** Charles Figueroa (NMLS 815948) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO57738). Focus areas shown on the lender page: FHA loan, Non-QM loan and VA loan. Speaks English and Spanish. Licensed since 2018 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948
- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948

## About

Charles Figueroa has over 20 years of experience in the mortgage business and specializes in FHA, VA, Conventional and Non-QM loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO57738 | active | confirmed | 2018-11-27 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), FL. Source: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/815948

## Contact

- linkedin_url: https://www.linkedin.com/in/charles-figueroa-01737a11/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/815948
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948

Cite as: Charles Figueroa (NMLS 815948), Loan Factory. LenDb.ai, https://lendb.ai/lo/charles-figueroa-815948, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._