---
canonical_url: https://lendb.ai/lo/charles-gorski-984580
json_url: https://lendb.ai/lo/charles-gorski-984580.json
nmls_id: 984580
last_verified: 2026-10-15
---

# Charles Gorski

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 984580 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984580)).

Charles Gorski (NMLS 984580) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC.

**Summary:** Charles Gorski (NMLS 984580) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Earliest state license record: January 29, 2017 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### What lender does Charles work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/charles-gorski/.

### How long has Charles been licensed?

The earliest state license record LenDb holds for Charles is from January 29, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: January 29, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Charles S. Gorski (FL, NY, as of 2026-10-13)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Charles Gorski is an Executive Loan Officer who began in mortgage lending in 2012, with more than a decade of experience. They help clients with homeownership and refinancing goals. Outside of work they are a Detroit Red Wings fan.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2012. Source: https://independencehl.com/charles-gorski/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO38969 | expired | confirmed | 2017-01-29 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/charles-gorski/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984580

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/charles-gorski/
- Office phone and Email on file: shown at https://lendb.ai/lo/charles-gorski-984580#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984580
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://independencehl.com/charles-gorski/

Cite as: Charles Gorski (NMLS 984580), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/charles-gorski-984580, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._