{
  "canonical_url": "https://lendb.ai/lo/charles-laflair-220926",
  "lede": {
    "text": "Chuck La Flair (NMLS 220926) is a mortgage loan officer at Clear Mortgage Capital, Inc., licensed in Illinois since 2024 and in Florida, Texas and California.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Chuck licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO133938 as active, first effective December 11, 2024 (verified 2026-10-15). LenDb has 3 other states on file for Chuck.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Chuck work for?",
      "a": "Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
      "verified_at": "2026-10-21"
    },
    {
      "q": "How long has Chuck been licensed?",
      "a": "The earliest state license record LenDb holds for Chuck is from August 15, 2024 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Illinois state regulator",
      "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
      "verified_at": "2026-10-28"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 220926,
    "slug": "charles-laflair-220926",
    "canonical_url": "https://lendb.ai/lo/charles-laflair-220926",
    "md_url": "https://lendb.ai/lo/charles-laflair-220926.md",
    "json_url": "https://lendb.ai/lo/charles-laflair-220926.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220926",
    "full_name": {
      "value": "Chuck La Flair",
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
      "verified_at": "2026-10-21"
    },
    "first_name": "Chuck",
    "last_name": "La Flair",
    "licensed_names": [
      {
        "name": "Charles LaFlair",
        "name_with_middle_initial": "Charles F. LaFlair",
        "first_name": "Charles",
        "middle_initial": "F",
        "last_name": "LaFlair",
        "states": [
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      },
      {
        "name": "Charles LaFlair",
        "name_with_middle_initial": null,
        "first_name": "Charles",
        "middle_initial": null,
        "last_name": "LaFlair",
        "states": [
          "IL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-27"
      },
      {
        "name": "Charles Laflair",
        "name_with_middle_initial": "Charles F. Laflair",
        "first_name": "Charles",
        "middle_initial": "F",
        "last_name": "Laflair",
        "states": [
          "CA",
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-15"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "VP",
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
      "verified_at": "2026-10-21"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
      "verified_at": "2026-10-21"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 30,
    "current_employment": {
      "lender_nmls_id": 1935005,
      "lender_name": "Clear Mortgage Capital, Inc.",
      "lender_slug": "clear-mortgage-capital-inc-1935005",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
      "verified_at": "2026-10-21"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1935005,
        "lender_name": "Clear Mortgage Capital, Inc.",
        "lender_slug": "clear-mortgage-capital-inc-1935005",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
        "verified_at": "2026-10-21"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO133938",
        "status": "active",
        "issued_at": "2024-12-11",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-11-19",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01843040",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0086352",
        "status": "active",
        "issued_at": "2024-08-15",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-28",
    "updated_at": "2026-10-28 14:33:10.461673+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/charles-laflair-220926#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/269317a9-d1a5-46a1-82bf-9487bd7c5b15/ChuckLaFlair",
      "verified_at": "2026-10-21"
    },
    "earliest_license_record": {
      "date": "2024-08-15",
      "state": "IL"
    },
    "licensed_since": {
      "year": 2024,
      "state": "IL"
    },
    "federal_registration": null
  }
}