---
canonical_url: https://lendb.ai/lo/charles-naivar-111399
json_url: https://lendb.ai/lo/charles-naivar-111399.json
nmls_id: 111399
last_verified: 2026-10-09
---

# Charles Naivar

Senior Loan Officer at CrossCountry Mortgage, Lansdale, PA. NMLS ID 111399 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/111399)).

**Summary:** Charles Naivar (NMLS 111399) is Senior Loan Officer at CrossCountry Mortgage, based in Lansdale, PA. Licensed in Pennsylvania, confirmed with the state regulator (license 73912). Also lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/lansdale-pa-2543/charles-naivar/, verified 2026-10-09)
- Licensed in: New Jersey (NJ, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/lansdale-pa-2543/charles-naivar/

## About

Charles has over 20 years of financial and mortgage experience and enjoys working with homebuyers, homeowners, real estate agents, contractors and builders. He is especially passionate about assisting veterans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/lansdale-pa-2543/charles-naivar/, verified 2026-10-09.
- credential: Six years served in U.S. Navy's Nuclear Power Program. Source: https://crosscountrymortgage.com/lansdale-pa-2543/charles-naivar/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 73912 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Lansdale, PA. Source: https://crosscountrymortgage.com/lansdale-pa-2543/charles-naivar/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/111399

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/lansdale-pa-2543/charles-naivar/
- Office phone and Email on file: shown at https://lendb.ai/lo/charles-naivar-111399#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/111399
- lender_site: https://crosscountrymortgage.com/lansdale-pa-2543/charles-naivar/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Charles Naivar (NMLS 111399), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/charles-naivar-111399, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._