---
canonical_url: https://lendb.ai/lo/charles-reed-189915
json_url: https://lendb.ai/lo/charles-reed-189915.json
nmls_id: 189915
last_verified: 2026-10-15
---

# Chuck Reed

Branch Manager at Intercoastal Mortgage, LLC. NMLS ID 189915 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189915)).

**Summary:** Chuck Reed (NMLS 189915) is Branch Manager at Intercoastal Mortgage, LLC. Licensed in Florida, confirmed with the state regulator (license LO104890). Earliest state license record: March 28, 2022 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 28, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: http://intercoastalmortgage.com/loan-officer/chuck-reed/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Chuck Reed has more than 20 years in the mortgage industry and says their focus is service. They are a Veteran of the United States Navy, born and raised in New Jersey, and recently moved to Hilton Head, SC.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Chuck has a short recorded video intro on Intercoastal Mortgage, LLC's site.

Watch on Intercoastal Mortgage, LLC's site: http://intercoastalmortgage.com/loan-officer/chuck-reed/

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 20. Source: http://intercoastalmortgage.com/loan-officer/chuck-reed/, verified 2026-10-15.
- credential: 2020 Scotsman Top Originators. Source: http://intercoastalmortgage.com/loan-officer/chuck-reed/, verified 2026-10-15.
- credential: TWP Washington Post 2022. Source: http://intercoastalmortgage.com/loan-officer/chuck-reed/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO104890 | active | confirmed | 2022-03-28 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Intercoastal Mortgage, LLC (NMLS 56323). Source: http://intercoastalmortgage.com/loan-officer/chuck-reed/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189915

## Contact

- View profile at Intercoastal Mortgage, LLC: http://intercoastalmortgage.com/loan-officer/chuck-reed/
- Office phone on file: shown at https://lendb.ai/lo/charles-reed-189915#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189915
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: http://intercoastalmortgage.com/loan-officer/chuck-reed/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Chuck Reed (NMLS 189915), Intercoastal Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/charles-reed-189915, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._