---
canonical_url: https://lendb.ai/lo/charles-shelton-2570672
json_url: https://lendb.ai/lo/charles-shelton-2570672.json
nmls_id: 2570672
last_verified: 2026-10-09
---

# Charlie Shelton

Mortgage Loan Officer at TowneBank Mortgage, Winston-Salem, NC. NMLS ID 2570672 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2570672)).

**Summary:** Charlie Shelton (NMLS 2570672) is Mortgage Loan Officer at TowneBank Mortgage, based in Winston-Salem, NC. Licensed in Florida, confirmed with the state regulator (license LO133107). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Real estate investor. Earliest state license record: November 7, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 7, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://townebankmortgage.com/officers/charlie-shelton/

## About

Charlie serves Winston-Salem, Greensboro, and the Triad communities with a strong accounting background that helps clients navigate complex mortgage scenarios. He works with homebuyers purchasing primary residences, second homes, and investment properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Two accounting degrees from Appalachian State University. Source: https://townebankmortgage.com/officers/charlie-shelton/, verified 2026-10-09.
- service_area: Winston-Salem, Greensboro, and surrounding Triad communities. Source: https://townebankmortgage.com/officers/charlie-shelton/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO133107 | active | confirmed | 2024-11-07 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Winston-Salem, NC. Source: https://townebankmortgage.com/officers/charlie-shelton/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2570672

## Contact

- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/charlie-shelton/
- Office phone and Email on file: shown at https://lendb.ai/lo/charles-shelton-2570672#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2570672
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://townebankmortgage.com/officers/charlie-shelton/

Cite as: Charlie Shelton (NMLS 2570672), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/charles-shelton-2570672, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._