---
canonical_url: https://lendb.ai/lo/charles-sowers-832341
json_url: https://lendb.ai/lo/charles-sowers-832341.json
nmls_id: 832341
last_verified: 2026-10-28
---

# Charles Sowers

Loan officer at United Lending Team, INC. NMLS ID 832341 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/832341)).

Charles Sowers (NMLS 832341) is a mortgage loan officer at United Lending Team, INC, licensed in Florida since 2019 and in Illinois.

**Summary:** Charles Sowers (NMLS 832341) is a loan officer at United Lending Team, INC. Licensed in 2 states confirmed with state regulators: Florida and Illinois. Earliest state license record: December 5, 2019 (Florida), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Charles licensed in Florida?

Yes. Florida regulator records list license LO66038 as active, first effective December 5, 2019 (verified 2026-10-15). LenDb has 1 other state on file for Charles. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Charles work for?

United Lending Team, INC, company NMLS 2273319, per the lender's own site (verified 2026-10-28). Source: https://idfpr.illinois.gov/banks/resfin.html.

### How long has Charles been licensed?

The earliest state license record LenDb holds for Charles is from December 5, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: December 5, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Charles T. Sowers (FL, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO66038 | active | confirmed | 2019-12-05 | state_regulator | 2026-10-15 |
| IL | Illinois regulator | state_license | 31.0090704 | active | confirmed | 2025-07-07 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: United Lending Team, INC (NMLS 2273319). Source: https://idfpr.illinois.gov/banks/resfin.html, verified 2026-10-28.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/832341

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/832341
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Charles Sowers (NMLS 832341), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/charles-sowers-832341, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._