---
canonical_url: https://lendb.ai/lo/charlie-chu-1073056
json_url: https://lendb.ai/lo/charlie-chu-1073056.json
nmls_id: 1073056
last_verified: 2026-10-09
---

# Charlie Chu

Private Mortgage Banker, New Construction Specialist at Wells Fargo Home Mortgage, Irvine, CA. NMLS ID 1073056 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1073056)).

**Summary:** Charlie Chu (NMLS 1073056) is Private Mortgage Banker, New Construction Specialist at Wells Fargo Home Mortgage, based in Irvine, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: New construction. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homeloans.wellsfargo.com/mortgage/ca/irvine/charlie-c-chu

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Irvine, CA. Source: https://homeloans.wellsfargo.com/mortgage/ca/irvine/charlie-c-chu, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1073056

## Contact

- linkedin_url: https://www.linkedin.com/in/charliechu1/ (source: lender_site, verified 2026-10-09)
- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/ca/irvine/charlie-c-chu
- Office phone and Email on file: shown at https://lendb.ai/lo/charlie-chu-1073056#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1073056
- lender_site: https://homeloans.wellsfargo.com/mortgage/ca/irvine/charlie-c-chu

Cite as: Charlie Chu (NMLS 1073056), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/charlie-chu-1073056, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._