--- canonical_url: https://lendb.ai/lo/charlie-johnson-284244 json_url: https://lendb.ai/lo/charlie-johnson-284244.json nmls_id: 284244 last_verified: 2026-10-16 --- # Charlie Johnson Mortgage Lender at Bank Five Nine. NMLS ID 284244 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/284244)). Charlie Johnson (NMLS 284244) is a Mortgage Lender at Bank Five Nine. Charlie's focus, from their own profile, includes jumbo loan and new construction. **Summary:** Charlie Johnson (NMLS 284244) is Mortgage Lender at Bank Five Nine. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan and New construction. Earliest state license record: November 12, 1991 (Wisconsin), per state regulator. States 26 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Charlie licensed? Charlie works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Charlie do jumbo loans? Charlie's profile lists jumbo loan as a focus (from their lender profile page). It also lists new construction. Source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/. ### What lender does Charlie work for? Bank Five Nine, company NMLS 410817, per the lender's own site (verified 2026-10-16). Source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/. ### How long has Charlie been licensed? The earliest state license record LenDb holds for Charlie is from November 12, 1991 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Charlie states 26 years of experience. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: November 12, 1991 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 26 (source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/, verified 2026-10-16) - Also licensed as (state regulator records, same NMLS ID): Charles Johnson (WI, as of 2026-10-21) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/ - **New construction** (`new-construction`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/ ## Facts from the lender page and intro - years_experience: 26. Source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/, verified 2026-10-16. - community: Proposed and helped build the Nicolet Roche Mountain bike trail. Source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | WI | Wisconsin regulator | state_license | 17586 | expired | confirmed | 1991-11-12 | state_regulator | 2026-10-21 | ## Employment history - ? to present: Bank Five Nine (NMLS 410817). Source: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/284244 ## Contact - linkedin_url: https://www.linkedin.com/in/2charlie/ (source: lender_site, verified 2026-10-16) - View profile at Bank Five Nine: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/ - Office phone and Email on file: shown at https://lendb.ai/lo/charlie-johnson-284244#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/284244 - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/ Cite as: Charlie Johnson (NMLS 284244), Bank Five Nine. LenDb.ai, https://lendb.ai/lo/charlie-johnson-284244, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._