---
canonical_url: https://lendb.ai/lo/charman-stevens-mcgraw-278080
json_url: https://lendb.ai/lo/charman-stevens-mcgraw-278080.json
nmls_id: 278080
last_verified: 2026-10-15
---

# Charman Stevens McGraw

Loan Officer at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 278080 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278080)).

**Summary:** Charman Stevens McGraw (NMLS 278080) is Loan Officer at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in California, confirmed with the state regulator (license 01510339). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Charman Stevens McGraw says they are experienced with all types of residential loans and work with first-time buyers, investors, Veterans and jumbo borrowers.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- credential: DRE# 01510339. Source: https://rwmloans.com/charman-stevens/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | 01510339 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/charman-stevens/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278080

## Contact

- linkedin_url: https://www.linkedin.com/in/charman-stevens-mcgraw-686b168/ (source: lender_site, verified 2026-10-15)
- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/charman-stevens/
- Office phone and Email on file: shown at https://lendb.ai/lo/charman-stevens-mcgraw-278080#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278080
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://rwmloans.com/charman-stevens/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Charman Stevens McGraw (NMLS 278080), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/charman-stevens-mcgraw-278080, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._