---
canonical_url: https://lendb.ai/lo/chaz-hinz-309521
json_url: https://lendb.ai/lo/chaz-hinz-309521.json
nmls_id: 309521
last_verified: 2026-10-09
---

# Chaz Hinz

SVP of Mortgage Lending at CrossCountry Mortgage, Encinitas, CA. NMLS ID 309521 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309521)).

**Summary:** Chaz Hinz (NMLS 309521) is SVP of Mortgage Lending at CrossCountry Mortgage, based in Encinitas, CA. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California, Nevada, Tennessee and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Licensed since 2018 (per Colorado records). States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Colorado (CO, confirmed), Nevada (NV, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/

## About

Multi-award-winning loan originator with over 10 years in real estate and homebuilding industry. Leads the Encinitas branch and is actively involved with the Building Industry Association of San Diego.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/, verified 2026-10-09.
- role: Leads the Encinitas branch. Source: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/, verified 2026-10-09.
- community: Actively involved with the Building Industry Association (BIA) of San Diego, supported initiatives that brought national recognition to the local chapter. Source: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO140483 | active | confirmed | 2025-08-14 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100512936 | active | confirmed | 2018-12-07 | state_regulator | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Encinitas, CA. Source: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309521

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/
- Email on file: shown at https://lendb.ai/lo/chaz-hinz-309521#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309521
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/encinitas-ca-4050/chaz-hinz/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=225411&contact=445414

Cite as: Chaz Hinz (NMLS 309521), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/chaz-hinz-309521, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._