---
canonical_url: https://lendb.ai/lo/cheldon-frank-213346
json_url: https://lendb.ai/lo/cheldon-frank-213346.json
nmls_id: 213346
last_verified: 2026-10-15
---

# Cheldon Frank

Branch Manager at Summit Mortgage Corporation, Maple Grove, MN. NMLS ID 213346 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/213346)).

**Summary:** Cheldon Frank (NMLS 213346) is Branch Manager at Summit Mortgage Corporation, based in Maple Grove, MN. Licensed in Florida, confirmed with the state regulator (license LO97629). Also lists Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Renovation loan (203k / HomeStyle) and VA loan. Summit Mortgage Corporation also offers Down payment assistance, Jumbo loan and USDA loan (a lender program, not confirmed as their own focus). Earliest state license record: November 16, 2021 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: November 16, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/cheldon-frank/
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/cheldon-frank/
- **VA loan** (`va`): from their lender profile page, confidence 0.10, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/cheldon-frank/

### Their lender offers (lender level: Summit Mortgage Corporation's programs, not confirmed as this person's focus)

- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **USDA loan** (`usda`): verified 2026-10-13. Source: https://www.summit-mortgage.com

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO97629 | active | confirmed | 2021-11-16 | state_regulator | 2026-10-15 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Summit Mortgage Corporation (NMLS 1041), Maple Grove, MN. Source: https://www.summit-mortgage.com/loan-officer/cheldon-frank/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/213346

## Contact

- linkedin_url: https://www.linkedin.com/in/cheldon-frank-88699695/ (source: lender_site, verified 2026-10-15)
- View profile at Summit Mortgage Corporation: https://www.summit-mortgage.com/loan-officer/cheldon-frank/
- Office phone and Email on file: shown at https://lendb.ai/lo/cheldon-frank-213346#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/213346
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.summit-mortgage.com/loan-officer/cheldon-frank/
- state_regulator (lender programs): https://www.summit-mortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Cheldon Frank (NMLS 213346), Summit Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/cheldon-frank-213346, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._