---
canonical_url: https://lendb.ai/lo/chelsy-combs-1091936
json_url: https://lendb.ai/lo/chelsy-combs-1091936.json
nmls_id: 1091936
last_verified: 2026-10-09
---

# Chelsy Jae Combs

Loan Officer at Guild Mortgage, Truckee, CA. NMLS ID 1091936 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1091936)).

**Summary:** Chelsy Jae Combs (NMLS 1091936) is Loan Officer at Guild Mortgage, based in Truckee, CA. Lists California and Nevada on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and Vacation home. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/truckee/chelsy-combs-795-rrcco.html
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/truckee/chelsy-combs-795-rrcco.html

## About

Chelsy serves the Truckee-Tahoe region as a mortgage advisor and educator with deep industry expertise, helping local families, second-home buyers, and investors navigate complex financing scenarios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Truckee-Tahoe region. Source: https://branches.guildmortgage.com/ca/truckee/chelsy-combs-795-rrcco.html, verified 2026-10-09.
- role: Mortgage advisor and educator. Source: https://branches.guildmortgage.com/ca/truckee/chelsy-combs-795-rrcco.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Truckee, CA. Source: https://branches.guildmortgage.com/ca/truckee/chelsy-combs-795-rrcco.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1091936

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/truckee/chelsy-combs-795-rrcco.html
- Office phone and Email on file: shown at https://lendb.ai/lo/chelsy-combs-1091936#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1091936
- lender_site: https://branches.guildmortgage.com/ca/truckee/chelsy-combs-795-rrcco.html

Cite as: Chelsy Jae Combs (NMLS 1091936), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/chelsy-combs-1091936, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._