---
canonical_url: https://lendb.ai/lo/cheltsea-bess-2021085
json_url: https://lendb.ai/lo/cheltsea-bess-2021085.json
nmls_id: 2021085
last_verified: 2026-10-09
---

# Cheltsea Bess

Loan Officer at Guild Mortgage, Tremonton, UT. NMLS ID 2021085 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021085)).

**Summary:** Cheltsea Bess (NMLS 2021085) is Loan Officer at Guild Mortgage, based in Tremonton, UT. Lists Utah on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Tremonton, UT. Source: https://branches.guildmortgage.com/ut/tremonton/cheltsea-bess-883-hpcbes.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021085

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ut/tremonton/cheltsea-bess-883-hpcbes.html
- Office phone and Email on file: shown at https://lendb.ai/lo/cheltsea-bess-2021085#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021085
- lender_site: https://branches.guildmortgage.com/ut/tremonton/cheltsea-bess-883-hpcbes.html

Cite as: Cheltsea Bess (NMLS 2021085), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/cheltsea-bess-2021085, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._