---
canonical_url: https://lendb.ai/lo/cherith-edwards-174704
json_url: https://lendb.ai/lo/cherith-edwards-174704.json
nmls_id: 174704
last_verified: 2026-10-09
---

# Cherith Edwards

Branch Manager at CrossCountry Mortgage, Chattanooga, TN. NMLS ID 174704 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174704)).

**Summary:** Cherith Edwards (NMLS 174704) is Branch Manager at CrossCountry Mortgage, based in Chattanooga, TN. Licensed in Florida, confirmed with the state regulator (license LO78026). Also lists Alabama, Georgia, Kentucky, North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: December 1, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 1, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), Kentucky (KY, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/chattanooga-tn-4386/cherith-edwards/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/chattanooga-tn-4386/cherith-edwards/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO78026 | active | confirmed | 2020-12-01 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Chattanooga, TN. Source: https://crosscountrymortgage.com/chattanooga-tn-4386/cherith-edwards/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174704

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chattanooga-tn-4386/cherith-edwards/
- Email on file: shown at https://lendb.ai/lo/cherith-edwards-174704#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174704
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/chattanooga-tn-4386/cherith-edwards/

Cite as: Cherith Edwards (NMLS 174704), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/cherith-edwards-174704, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._