---
canonical_url: https://lendb.ai/lo/cheryl-baldwin-1668094
json_url: https://lendb.ai/lo/cheryl-baldwin-1668094.json
nmls_id: 1668094
last_verified: 2026-10-10
---

# Cheryl Baldwin

Sales Manager at Lower, Fort Myers, FL. NMLS ID 1668094 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1668094)).

**Summary:** Cheryl Baldwin (NMLS 1668094) is Sales Manager at Lower, based in Fort Myers, FL. Licensed in Florida, confirmed with the state regulator (license LO47941). Also lists Georgia on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records). Last verified 2026-10-10.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO47941 | active | confirmed | 2017-11-01 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Fort Myers, FL. Source: https://www.lower.com/loan-officers/florida/fort-myers/cheryl-baldwin, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1668094

## Contact

- linkedin_url: https://www.linkedin.com/in/heroeschoicelender (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/florida/fort-myers/cheryl-baldwin
- Office phone and Email on file: shown at https://lendb.ai/lo/cheryl-baldwin-1668094#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1668094
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/fort-myers/cheryl-baldwin

Cite as: Cheryl Baldwin (NMLS 1668094), Lower. LenDb.ai, https://lendb.ai/lo/cheryl-baldwin-1668094, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._