--- canonical_url: https://lendb.ai/lo/cheryl-stuntebeck-338000 json_url: https://lendb.ai/lo/cheryl-stuntebeck-338000.json nmls_id: 338000 last_verified: 2026-10-16 --- # Cheryl Stuntebeck Senior Mortgage Loan Officer at Bell Bank, Minneapolis, MN. NMLS ID 338000 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/338000)). Based in Minneapolis, Minnesota, Cheryl Stuntebeck (NMLS 338000) is a Senior Mortgage Loan Officer at Bell Bank. Cheryl's focus, from their own profile, includes real estate investor, vacation home and construction loan. **Summary:** Cheryl Stuntebeck (NMLS 338000) is Senior Mortgage Loan Officer at Bell Bank, based in Minneapolis, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Real estate investor, Vacation home, Construction loan, Renovation loan (203k / HomeStyle) and First-time buyer. States 30 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Cheryl licensed? Cheryl works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Cheryl list real estate investor as a focus? Cheryl's profile lists real estate investor as a focus (from their lender profile page). It also lists vacation home, construction loan and renovation loan (203k / HomeStyle). Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck. ### What lender does Cheryl work for? Bell Bank, company NMLS 419538, from the Minneapolis, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck. ### How much experience does Cheryl have? Cheryl states 30 years of experience. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 30 (source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck ## Facts from the lender page and intro - years_experience: 30. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. - credential: Platinum Level Loan Officer with Bell Bank. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. - credential: Platinum Level Loan Officer with Minnesota Housing Finance Agency. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. - credential: Super Mortgage Professional. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. - community: United Way. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. - community: Simpson Housing Services. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. - community: Spare Key. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Minneapolis, MN. Source: https://bell.bank/mortgage/loan-officer/cherylstuntebeck, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/338000 ## Contact - linkedin_url: https://www.linkedin.com/in/cherylstuntebeck (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/cherylstuntebeck - Email on file: shown at https://lendb.ai/lo/cheryl-stuntebeck-338000#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/338000 - lender_site: https://bell.bank/mortgage/loan-officer/cherylstuntebeck Cite as: Cheryl Stuntebeck (NMLS 338000), Bell Bank. LenDb.ai, https://lendb.ai/lo/cheryl-stuntebeck-338000, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._