---
canonical_url: https://lendb.ai/lo/cheryl-wooster-205826
json_url: https://lendb.ai/lo/cheryl-wooster-205826.json
nmls_id: 205826
last_verified: 2026-10-09
---

# Cheryl Wooster

Senior Loan Officer at Ruoff Mortgage. NMLS ID 205826 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205826)).

**Summary:** Cheryl Wooster (NMLS 205826) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records). States 33 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 33 (source: https://www.ruoff.com/CherylWooster, verified 2026-10-09)
- Licensed in: Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Cheryl has helped homebuyers achieve homeownership since 1993 (33 years) and stays current on lending guidelines and market trends. They serve Indiana with personalized solutions for purchases, refinances, and renovation loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 33. Source: https://www.ruoff.com/CherylWooster, verified 2026-10-09.
- service_area: Indiana; served Indianapolis area for over three decades. Source: https://www.ruoff.com/CherylWooster, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO48548 | expired | confirmed | 2017-11-22 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/CherylWooster, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205826

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/CherylWooster
- Office phone on file: shown at https://lendb.ai/lo/cheryl-wooster-205826#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205826
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.ruoff.com/CherylWooster

Cite as: Cheryl Wooster (NMLS 205826), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/cheryl-wooster-205826, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._