{
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    "md_url": "https://lendb.ai/lo/cheryl-zenski-260411.md",
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      "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
      "verified_at": "2026-10-15"
    },
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    "headshot_url": {
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      "verified_at": "2026-10-15"
    },
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      "source": "state_regulator",
      "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
      "verified_at": "2026-10-15"
    },
    "title": {
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      "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
      "verified_at": "2026-10-15"
    },
    "languages": {
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    },
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      "branch_state": "CA",
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      "end_date": null,
      "lender_profile_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
      "lender_type": "imb",
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      "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
      "verified_at": "2026-10-15"
    },
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        "end_date": null,
        "lender_profile_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
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        "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
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        "issued_at": "2024-05-24",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
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        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
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        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
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        "value": "https://www.linkedin.com/in/cheryl-zenski-73a5a468/",
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        "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
        "verified_at": "2026-10-15"
      },
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        "source": "lender_site",
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        "verified_at": "2026-10-15"
      },
      {
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      },
      {
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        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 11:16:56.981197+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/cheryl-zenski-260411#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/cheryl-zenski-260411",
      "verified_at": "2026-10-15"
    },
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}