---
canonical_url: https://lendb.ai/lo/chris-ailes-2485778
json_url: https://lendb.ai/lo/chris-ailes-2485778.json
nmls_id: 2485778
last_verified: 2026-10-09
---

# Chris Ailes

Mortgage Loan Officer at Loan Factory. NMLS ID 2485778 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2485778)).

**Summary:** Chris Ailes (NMLS 2485778) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO119917). Also lists Ohio and Texas on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/chris-ailes-2485778, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Ohio (OH, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With over 20 years of mortgage experience, Chris started in real estate investing and now guides clients through personalized financing. Licensed in Ohio, Florida, and Texas.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/chris-ailes-2485778, verified 2026-10-09.
- role: real estate investor. Source: https://www.loanfactory.com/mortgage-expert/chris-ailes-2485778, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119917 | active | confirmed | 2023-05-16 | state_regulator | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/chris-ailes-2485778, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2485778

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/chris-ailes-2485778

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2485778
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/chris-ailes-2485778

Cite as: Chris Ailes (NMLS 2485778), Loan Factory. LenDb.ai, https://lendb.ai/lo/chris-ailes-2485778, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._