{
  "canonical_url": "https://lendb.ai/lo/chris-berg-198082",
  "loan_officer": {
    "nmls_id": 198082,
    "slug": "chris-berg-198082",
    "canonical_url": "https://lendb.ai/lo/chris-berg-198082",
    "md_url": "https://lendb.ai/lo/chris-berg-198082.md",
    "json_url": "https://lendb.ai/lo/chris-berg-198082.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/198082",
    "full_name": {
      "value": "Chris Berg",
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Chris",
    "last_name": "Berg",
    "headshot_url": {
      "value": "https://www.cardinalfinancial.com/wp-content/uploads/2022/03/Chris-Berg-gs-web-150x150.jpeg",
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Chris serves Washington and Oregon with 20 years of loan officer experience, specializing in purchase and refinance loans with a focus on first-time home buyers.",
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 66247,
      "lender_name": "Cardinal Financial Company",
      "lender_slug": "cardinal-financial-66247",
      "branch_city": "Vancouver",
      "branch_state": "WA",
      "branch_zip": "98662",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 66247,
        "lender_name": "Cardinal Financial Company",
        "lender_slug": "cardinal-financial-66247",
        "branch_city": "Vancouver",
        "branch_state": "WA",
        "branch_zip": "98662",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Washington and Oregon",
        "source": "lender_site",
        "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Top producer award in Clark County",
        "source": "lender_site",
        "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 00:26:17.370132+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/chris-berg-198082#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.cardinalfinancial.com/loan-originator/chris-berg/",
      "verified_at": "2026-10-09"
    }
  }
}