---
canonical_url: https://lendb.ai/lo/chris-cayo-854164
json_url: https://lendb.ai/lo/chris-cayo-854164.json
nmls_id: 854164
last_verified: 2026-10-09
---

# Chris Cayo

Senior Loan Officer at Guild Mortgage, Vancouver, WA. NMLS ID 854164 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/854164)).

**Summary:** Chris Cayo (NMLS 854164) is Senior Loan Officer at Guild Mortgage, based in Vancouver, WA. Licensed in 2 states: Oregon and Washington. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: Oregon (OR), Washington (WA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Helping homebuyers since 2011; serves Southwest Washington and Oregon communities with VA, FHA, USDA, conventional, jumbo, renovation and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2011. Source: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html, verified 2026-10-09.
- service_area: Vancouver, Camas, Ridgefield, Battle Ground, Southwest Washington and Oregon. Source: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html, verified 2026-10-09.
- credential: Top 5% at Guild Mortgage; Public Reviews Campaign 5.0 Survey Score. Source: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html, verified 2026-10-09.
- credential: Best of Mortgage Lender 2024 by BusinessRate. Source: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html, verified 2026-10-09.
- community: Member of Building Industry Association (BIA) of Clark County. Source: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Vancouver, WA. Source: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/854164

## Contact

- linkedin_url: https://www.linkedin.com/in/chris-cayo-16452767/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html
- Office phone and Email on file: shown at https://lendb.ai/lo/chris-cayo-854164#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/854164
- lender_site: https://branches.guildmortgage.com/wa/vancouver/chris-cayo-205-vrcca.html

Cite as: Chris Cayo (NMLS 854164), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/chris-cayo-854164, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._