---
canonical_url: https://lendb.ai/lo/chris-cummings-429782
json_url: https://lendb.ai/lo/chris-cummings-429782.json
nmls_id: 429782
last_verified: 2026-10-09
---

# Chris Cummings

Senior Loan Officer at Guild Mortgage, Bentonville, AR. NMLS ID 429782 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/429782)).

**Summary:** Chris Cummings (NMLS 429782) is Senior Loan Officer at Guild Mortgage, based in Bentonville, AR. Lists Arkansas, Kansas, Missouri and Oklahoma on the lender page (not yet checked with the state regulator). States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 24 (source: https://branches.guildmortgage.com/ar/bentonville/chris-cummings-830-chccu.html, verified 2026-10-09)
- Licensed in: Arkansas (AR, lender_reported), Kansas (KS, lender_reported), Missouri (MO, lender_reported), Oklahoma (OK, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

24-year veteran of the mortgage industry with a finance degree who helps families achieve homeownership. Enjoys outdoor activities and spending time with family.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://branches.guildmortgage.com/ar/bentonville/chris-cummings-830-chccu.html, verified 2026-10-09.
- education: degree in finance. Source: https://branches.guildmortgage.com/ar/bentonville/chris-cummings-830-chccu.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Bentonville, AR. Source: https://branches.guildmortgage.com/ar/bentonville/chris-cummings-830-chccu.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/429782

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ar/bentonville/chris-cummings-830-chccu.html
- Office phone and Email on file: shown at https://lendb.ai/lo/chris-cummings-429782#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/429782
- lender_site: https://branches.guildmortgage.com/ar/bentonville/chris-cummings-830-chccu.html

Cite as: Chris Cummings (NMLS 429782), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/chris-cummings-429782, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._