---
canonical_url: https://lendb.ai/lo/chris-lucas-1096390
json_url: https://lendb.ai/lo/chris-lucas-1096390.json
nmls_id: 1096390
last_verified: 2026-10-09
---

# Chris Lucas

Mortgage Loan Officer at Loan Factory. NMLS ID 1096390 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1096390)).

**Summary:** Chris Lucas (NMLS 1096390) is Mortgage Loan Officer at Loan Factory. Lists Arizona, Oregon and Washington on the lender page (not yet checked with the state regulator). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 15 (source: https://www.loanfactory.com/mortgage-expert/chris-lucas-1096390, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Chris Lucas has 15 years of experience in banking and finance. They work with hundreds of lending partners to help clients ranging from first-time homebuyers to investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.loanfactory.com/mortgage-expert/chris-lucas-1096390, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/chris-lucas-1096390, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1096390

## Contact

- linkedin_url: https://www.linkedin.com/in/chris-lucas-54320a65/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/chris-lucas-1096390

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1096390
- lender_site: https://www.loanfactory.com/mortgage-expert/chris-lucas-1096390

Cite as: Chris Lucas (NMLS 1096390), Loan Factory. LenDb.ai, https://lendb.ai/lo/chris-lucas-1096390, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._