---
canonical_url: https://lendb.ai/lo/chris-norwood-248771
json_url: https://lendb.ai/lo/chris-norwood-248771.json
nmls_id: 248771
last_verified: 2026-10-09
---

# Chris Norwood

Senior Mortgage Loan Officer at TowneBank Mortgage, Chesterfield, VA. NMLS ID 248771 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/248771)).

**Summary:** Chris Norwood (NMLS 248771) is Senior Mortgage Loan Officer at TowneBank Mortgage, based in Chesterfield, VA. Lists District of Columbia, Maryland, North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, Construction loan, FHA loan, Renovation loan (203k / HomeStyle) and USDA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/chris-norwood/
- **Construction loan** (`construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://townebankmortgage.com/officers/chris-norwood/
- **FHA loan** (`fha`): lender page, confidence 0.85, verified 2026-10-09. Source: https://townebankmortgage.com/officers/chris-norwood/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.85, verified 2026-10-09. Source: https://townebankmortgage.com/officers/chris-norwood/
- **USDA loan** (`usda`): lender page, confidence 0.85, verified 2026-10-09. Source: https://townebankmortgage.com/officers/chris-norwood/
- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://townebankmortgage.com/officers/chris-norwood/

## About

Originating home loans since 2002 with experience in VHDA, FHA, USDA, Conventional, VA, Renovation and Construction/Perm financing. A Richmond native known for exceptional communication skills and personalized service across 18 states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://townebankmortgage.com/officers/chris-norwood/, verified 2026-10-09.
- credential: Rookie of the Year for Mid-Atlantic region by Mortgage Originator Magazine (first year in industry). Source: https://townebankmortgage.com/officers/chris-norwood/, verified 2026-10-09.
- credential: Ranked 38th in the country in loan volume originated (first year). Source: https://townebankmortgage.com/officers/chris-norwood/, verified 2026-10-09.
- community: Volunteers with Men's Alliance. Source: https://townebankmortgage.com/officers/chris-norwood/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Chesterfield, VA. Source: https://townebankmortgage.com/officers/chris-norwood/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/248771

## Contact

- linkedin_url: https://www.linkedin.com/in/chris-norwood-639773106/ (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/chris-norwood/
- Office phone and Email on file: shown at https://lendb.ai/lo/chris-norwood-248771#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/248771
- lender_site: https://townebankmortgage.com/officers/chris-norwood/

Cite as: Chris Norwood (NMLS 248771), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/chris-norwood-248771, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._