---
canonical_url: https://lendb.ai/lo/chris-phares-659158
json_url: https://lendb.ai/lo/chris-phares-659158.json
nmls_id: 659158
last_verified: 2026-10-09
---

# Chris Phares

Mortgage Loan Officer at Truist Bank, Pawleys Island, SC. NMLS ID 659158 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659158)).

**Summary:** Chris Phares (NMLS 659158) is Mortgage Loan Officer at Truist Bank, based in Pawleys Island, SC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

Chris brings 22 years of mortgage industry experience originating purchase and refinance loans, focusing on personalized guidance to help clients find the best loan option for their unique financial goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor's degree from Marshall University, 1999. Source: https://www.truist.com/finder/mortgage/chris-phares-mortgage-loan-officer-pawleys-island-sc-29585, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Pawleys Island, SC. Source: https://www.truist.com/finder/mortgage/chris-phares-mortgage-loan-officer-pawleys-island-sc-29585, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659158

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/chris-phares-mortgage-loan-officer-pawleys-island-sc-29585
- Office phone and Email on file: shown at https://lendb.ai/lo/chris-phares-659158#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659158
- lender_site: https://www.truist.com/finder/mortgage/chris-phares-mortgage-loan-officer-pawleys-island-sc-29585

Cite as: Chris Phares (NMLS 659158), Truist Bank. LenDb.ai, https://lendb.ai/lo/chris-phares-659158, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._