---
canonical_url: https://lendb.ai/lo/chris-rowe-1494973
json_url: https://lendb.ai/lo/chris-rowe-1494973.json
nmls_id: 1494973
last_verified: 2026-10-09
---

# Chris Rowe

Loan Officer at Guild Mortgage, Layton, UT. NMLS ID 1494973 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494973)).

**Summary:** Chris Rowe (NMLS 1494973) is Loan Officer at Guild Mortgage, based in Layton, UT. Lists Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and Down payment assistance. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.60, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/layton/chris-rowe-547-hpcrow.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.20, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/layton/chris-rowe-547-hpcrow.html

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Layton, UT. Source: https://branches.guildmortgage.com/ut/layton/chris-rowe-547-hpcrow.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494973

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ut/layton/chris-rowe-547-hpcrow.html
- Office phone and Email on file: shown at https://lendb.ai/lo/chris-rowe-1494973#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494973
- lender_site: https://branches.guildmortgage.com/ut/layton/chris-rowe-547-hpcrow.html

Cite as: Chris Rowe (NMLS 1494973), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/chris-rowe-1494973, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._