--- canonical_url: https://lendb.ai/lo/chris-safe-268570 json_url: https://lendb.ai/lo/chris-safe-268570.json nmls_id: 268570 last_verified: 2026-10-16 --- # Chris Safe Senior Mortgage Banker at Bell Bank, Prior Lake, MN. NMLS ID 268570 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268570)). Based in Prior Lake, Minnesota, Chris Safe (NMLS 268570) is a Senior Mortgage Banker at Bell Bank. Chris's focus, from their own profile, includes jumbo loan, vacation home and construction loan. **Summary:** Chris Safe (NMLS 268570) is Senior Mortgage Banker at Bell Bank, based in Prior Lake, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Vacation home, Construction loan, Renovation loan (203k / HomeStyle) and First-time buyer. States 30 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Chris licensed? Chris works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Chris do jumbo loans? Chris's profile lists jumbo loan as a focus (from their lender profile page). It also lists vacation home, construction loan and renovation loan (203k / HomeStyle). Source: https://bell.bank/mortgage/loan-officer/chrissafe. ### What lender does Chris work for? Bell Bank, company NMLS 419538, from the Prior Lake, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/chrissafe. ### How much experience does Chris have? Chris states 30 years of experience. Source: https://bell.bank/mortgage/loan-officer/chrissafe. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 30 (source: https://bell.bank/mortgage/loan-officer/chrissafe, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/chrissafe - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/chrissafe - **Construction loan** (`construction`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/chrissafe - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/chrissafe - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.39, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/chrissafe ## Video intro available Chris has a short recorded video intro on Bell Bank's site. Watch on Bell Bank's site: https://bell.bank/mortgage/loan-officer/chrissafe The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16. ## Facts from the lender page and intro - years_experience: 30. Source: https://bell.bank/mortgage/loan-officer/chrissafe, verified 2026-10-16. - service_area: Prior Lake, Savage, Shakopee, Scott County, and surrounding communities. Source: https://bell.bank/mortgage/loan-officer/chrissafe, verified 2026-10-16. - credential: Super Mortgage Professional for 9 consecutive years. Source: https://bell.bank/mortgage/loan-officer/chrissafe, verified 2026-10-16. - credential: Top Loan Officer in Scott County. Source: https://bell.bank/mortgage/loan-officer/chrissafe, verified 2026-10-16. - community: Sponsor of Prior Lake boys hockey, basketball, fishing and trap shooting teams. Source: https://bell.bank/mortgage/loan-officer/chrissafe, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Prior Lake, MN. Source: https://bell.bank/mortgage/loan-officer/chrissafe, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268570 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/chrissafe - Office phone and Email on file: shown at https://lendb.ai/lo/chris-safe-268570#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268570 - lender_site: https://bell.bank/mortgage/loan-officer/chrissafe Cite as: Chris Safe (NMLS 268570), Bell Bank. LenDb.ai, https://lendb.ai/lo/chris-safe-268570, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._