---
canonical_url: https://lendb.ai/lo/chris-valdivia-1119698
json_url: https://lendb.ai/lo/chris-valdivia-1119698.json
nmls_id: 1119698
last_verified: 2026-10-10
---

# Chris Valdivia

Mortgage Loan Officer at Neighborhood Loans. NMLS ID 1119698 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1119698)).

**Summary:** Chris Valdivia (NMLS 1119698) is Mortgage Loan Officer at Neighborhood Loans. Focus areas shown on the lender page: Down payment assistance, FHA loan, First-time buyer, Renovation loan (203k / HomeStyle) and VA loan. States 25 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://neighborhoodloans.com/chris-valdivia/, verified 2026-10-10)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-10. Source: https://neighborhoodloans.com/chris-valdivia/
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-10. Source: https://neighborhoodloans.com/chris-valdivia/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-10. Source: https://neighborhoodloans.com/chris-valdivia/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-10. Source: https://neighborhoodloans.com/chris-valdivia/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-10. Source: https://neighborhoodloans.com/chris-valdivia/

## About

Chris has over 25 years of mortgage experience and specializes in FHA, VA, and renovation loans, plus first-time buyer and down payment assistance programs. Chris is a U.S. Army Reserve and Illinois National Guard veteran.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 25. Source: https://neighborhoodloans.com/chris-valdivia/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/chris-valdivia/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1119698

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/chris-valdivia/
- Office phone and Email on file: shown at https://lendb.ai/lo/chris-valdivia-1119698#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1119698
- lender_site: https://neighborhoodloans.com/chris-valdivia/

Cite as: Chris Valdivia (NMLS 1119698), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/chris-valdivia-1119698, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._