---
canonical_url: https://lendb.ai/lo/christi-heflin-232707
json_url: https://lendb.ai/lo/christi-heflin-232707.json
nmls_id: 232707
last_verified: 2026-10-09
---

# Christi Heflin

Office Manager at ALCOVA Mortgage, Front Royal, VA. NMLS ID 232707 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232707)).

**Summary:** Christi Heflin (NMLS 232707) is Office Manager at ALCOVA Mortgage, based in Front Royal, VA. Licensed in Florida, confirmed with the state regulator (license LO54291). Also lists Virginia on the lender page (not yet checked with the state regulator). Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO54291 | active | confirmed | 2018-06-21 | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Front Royal, VA. Source: https://alcova.com/loan-officer/cheflin/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232707

## Contact

- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/cheflin/
- Office phone and Email on file: shown at https://lendb.ai/lo/christi-heflin-232707#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232707
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://alcova.com/loan-officer/cheflin/

Cite as: Christi Heflin (NMLS 232707), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/christi-heflin-232707, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._