---
canonical_url: https://lendb.ai/lo/christian-bingham-2040076
json_url: https://lendb.ai/lo/christian-bingham-2040076.json
nmls_id: 2040076
last_verified: 2026-10-09
---

# Christian Bingham

Loan Officer at Guild Mortgage, Clearfield, UT. NMLS ID 2040076 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040076)).

**Summary:** Christian Bingham (NMLS 2040076) is Loan Officer at Guild Mortgage, based in Clearfield, UT. Lists Idaho and Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and Down payment assistance. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Idaho (ID, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.68, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/clearfield/christian-bingham-463-hpcbi.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/clearfield/christian-bingham-463-hpcbi.html

## About

Christian overcame his own doubts about homeownership to become a loan officer who helps people understand how simple and obtainable the mortgage process can be.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Circle of Honor award recipient. Source: https://branches.guildmortgage.com/ut/clearfield/christian-bingham-463-hpcbi.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Clearfield, UT. Source: https://branches.guildmortgage.com/ut/clearfield/christian-bingham-463-hpcbi.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040076

## Contact

- linkedin_url: https://www.linkedin.com/in/christian-bingham-419251179/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ut/clearfield/christian-bingham-463-hpcbi.html
- Office phone and Email on file: shown at https://lendb.ai/lo/christian-bingham-2040076#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040076
- lender_site: https://branches.guildmortgage.com/ut/clearfield/christian-bingham-463-hpcbi.html

Cite as: Christian Bingham (NMLS 2040076), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/christian-bingham-2040076, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._