---
canonical_url: https://lendb.ai/lo/christian-karns-918977
json_url: https://lendb.ai/lo/christian-karns-918977.json
nmls_id: 918977
last_verified: 2026-10-15
---

# Chris Karns

Loan Officer at The Mortgage Maniac LLC, TX. NMLS ID 918977 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/918977)).

Chris Karns, NMLS 918977, works as a Loan Officer at The Mortgage Maniac LLC in Texas and is licensed in Texas since 2019.

**Summary:** Chris Karns (NMLS 918977) is Loan Officer at The Mortgage Maniac LLC, based in Texas. Licensed in Texas, confirmed with the state regulator. Earliest state license record: July 26, 2019 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Chris licensed in Texas?

Yes. Texas regulator records list a license as active, first effective July 26, 2019 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### What lender does Chris work for?

The Mortgage Maniac LLC, company NMLS 2028516, per the lender's own site (verified 2026-10-15). Source: https://mortgage-inc.com/staff/chris-karns/.

### How long has Chris been licensed?

The earliest state license record LenDb holds for Chris is from July 26, 2019 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: July 26, 2019 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Christian D. Karns (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: almost 10. Source: https://mortgage-inc.com/staff/chris-karns/, verified 2026-10-15.
- other: previously an engineer. Source: https://mortgage-inc.com/staff/chris-karns/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2019-07-26 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: The Mortgage Maniac LLC (NMLS 2028516), TX. Source: https://mortgage-inc.com/staff/chris-karns/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/918977

## Contact

- View profile at The Mortgage Maniac LLC: https://mortgage-inc.com/staff/chris-karns/
- Office phone and Email on file: shown at https://lendb.ai/lo/christian-karns-918977#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/918977
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://mortgage-inc.com/staff/chris-karns/

Cite as: Chris Karns (NMLS 918977), The Mortgage Maniac LLC. LenDb.ai, https://lendb.ai/lo/christian-karns-918977, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._