---
canonical_url: https://lendb.ai/lo/christian-martinez-277428
json_url: https://lendb.ai/lo/christian-martinez-277428.json
nmls_id: 277428
last_verified: 2026-10-09
---

# Christian Martinez

Branch Manager at Intercap Lending, Pleasant Grove, UT. NMLS ID 277428 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277428)).

**Summary:** Christian Martinez (NMLS 277428) is Branch Manager at Intercap Lending, based in Pleasant Grove, UT. Lists Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, Real estate investor and Rural property. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/christian-martinez/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/christian-martinez/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/christian-martinez/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/christian-martinez/
- **Rural property** (`rural`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/christian-martinez/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/christian-martinez/

## About

Christian Martinez has been in the mortgage industry since 2002. Based in Utah, he specializes in VA, FHA, jumbo loans, foreclosures, relocation, first-time buyers, rural housing, and investment properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://www.intercaplending.com/loan-officer/christian-martinez/, verified 2026-10-09.
- service_area: Utah. Source: https://www.intercaplending.com/loan-officer/christian-martinez/, verified 2026-10-09.
- community: Active in Spanish-language Facebook Live sessions serving the Latino community in Utah on home buying, refinancing, and real estate investment topics. Source: https://www.intercaplending.com/loan-officer/christian-martinez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), Pleasant Grove, UT. Source: https://www.intercaplending.com/loan-officer/christian-martinez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277428

## Contact

- linkedin_url: https://www.linkedin.com/in/christian-n-martinez-514a60111/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/christian-martinez/
- Email on file: shown at https://lendb.ai/lo/christian-martinez-277428#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277428
- lender_site: https://www.intercaplending.com/loan-officer/christian-martinez/

Cite as: Christian Martinez (NMLS 277428), Intercap Lending. LenDb.ai, https://lendb.ai/lo/christian-martinez-277428, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._