---
canonical_url: https://lendb.ai/lo/christie-heaton-975955
json_url: https://lendb.ai/lo/christie-heaton-975955.json
nmls_id: 975955
last_verified: 2026-10-09
---

# Christie Heaton

Loan Officer at CrossCountry Mortgage, Gig Harbor, WA. NMLS ID 975955 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/975955)).

**Summary:** Christie Heaton (NMLS 975955) is Loan Officer at CrossCountry Mortgage, based in Gig Harbor, WA. Lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/gig-harbor-wa-3126/christie-heaton/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/gig-harbor-wa-3126/christie-heaton/

## About

With over 40 years in banking, Christie specializes in helping first-time homebuyers meet their financial goals and build wealth through homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 40 years. Source: https://crosscountrymortgage.com/gig-harbor-wa-3126/christie-heaton/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Gig Harbor, WA. Source: https://crosscountrymortgage.com/gig-harbor-wa-3126/christie-heaton/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/975955

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/gig-harbor-wa-3126/christie-heaton/
- Office phone and Email on file: shown at https://lendb.ai/lo/christie-heaton-975955#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/975955
- lender_site: https://crosscountrymortgage.com/gig-harbor-wa-3126/christie-heaton/

Cite as: Christie Heaton (NMLS 975955), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/christie-heaton-975955, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._