{
  "canonical_url": "https://lendb.ai/lo/christina-cahill-james-2663156",
  "lede": {
    "text": "Christina Cahill-James, NMLS 2663156, works as a Senior Loan Officer at OM Mortgage, LLC in Tampa, Florida, serving Georgia. Christina's lender page shows a focus on self-employed.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Christina licensed in Georgia?",
      "a": "OM Mortgage, LLC's page for Christina lists Georgia. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    {
      "q": "Does Christina list self-employed as a focus?",
      "a": "Christina's profile lists self-employed as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    {
      "q": "What lender does Christina work for?",
      "a": "OM Mortgage, LLC, company NMLS 1972491, from the Tampa, FL office, per the lender's own site (verified 2026-10-23).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    {
      "q": "How much experience does Christina have?",
      "a": "Christina states 15 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2663156,
    "slug": "christina-cahill-james-2663156",
    "canonical_url": "https://lendb.ai/lo/christina-cahill-james-2663156",
    "md_url": "https://lendb.ai/lo/christina-cahill-james-2663156.md",
    "json_url": "https://lendb.ai/lo/christina-cahill-james-2663156.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2663156",
    "full_name": {
      "value": "Christina Cahill-James",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    "first_name": "Christina",
    "last_name": "Cahill-James",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1972491,
      "lender_name": "OM Mortgage, LLC",
      "lender_slug": "om-mortgage-llc-1972491",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33607",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1972491,
        "lender_name": "OM Mortgage, LLC",
        "lender_slug": "om-mortgage-llc-1972491",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33607",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
        "verified_at": "2026-10-23"
      }
    ],
    "licenses": [
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
        "verified_at": "2026-10-23",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
        "verified_at": "2026-10-23"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
        "verified_at": "2026-10-23"
      },
      {
        "kind": "other",
        "value": "14 years of mentoring experience",
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
        "verified_at": "2026-10-23"
      },
      {
        "kind": "other",
        "value": "Background in financial documentation, cash-flow analysis and tax strategy",
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
        "verified_at": "2026-10-23"
      }
    ],
    "last_verified_at": "2026-10-23",
    "updated_at": "2026-10-23 07:43:33.045115+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/christina-cahill-james-2663156#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/christina-cahill-james/",
      "verified_at": "2026-10-23"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}