---
canonical_url: https://lendb.ai/lo/christina-ocharzak-1299735
json_url: https://lendb.ai/lo/christina-ocharzak-1299735.json
nmls_id: 1299735
last_verified: 2026-10-09
---

# Christina Ocharzak

Loan Officer at First Home Mortgage, Hagerstown, MD. NMLS ID 1299735 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1299735)).

**Summary:** Christina Ocharzak (NMLS 1299735) is Loan Officer at First Home Mortgage, based in Hagerstown, MD. Licensed in Pennsylvania, confirmed with the state regulator (license 50639). Also lists Maryland and West Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Pennsylvania (PA, confirmed), Maryland (MD, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Christina serves the tri-state area of Maryland, West Virginia, and Pennsylvania and finds it rewarding to help clients understand the mortgage process and achieve their homeownership goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: tri-state area of Maryland, West Virginia, and Pennsylvania. Source: https://firsthome.com/loan-officers/christina-ocharzak/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 50639 | active | confirmed |  | state_regulator | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Home Mortgage (NMLS 71603), Hagerstown, MD. Source: https://firsthome.com/loan-officers/christina-ocharzak/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1299735

## Contact

- linkedin_url: https://www.linkedin.com/in/christina-ocharzak-934723bb/ (source: lender_site, verified 2026-10-09)
- View profile at First Home Mortgage: https://firsthome.com/loan-officers/christina-ocharzak/
- Office phone and Email on file: shown at https://lendb.ai/lo/christina-ocharzak-1299735#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1299735
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://firsthome.com/loan-officers/christina-ocharzak/

Cite as: Christina Ocharzak (NMLS 1299735), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/christina-ocharzak-1299735, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._