---
canonical_url: https://lendb.ai/lo/christine-frost-2035033
json_url: https://lendb.ai/lo/christine-frost-2035033.json
nmls_id: 2035033
last_verified: 2026-10-09
---

# Christine Frost

Loan Originator at Cardinal Financial Company, Charlotte, NC. NMLS ID 2035033 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2035033)).

**Summary:** Christine Frost (NMLS 2035033) is Loan Originator at Cardinal Financial Company, based in Charlotte, NC. Licensed in Colorado, confirmed with the state regulator (license 100520522). Earliest state license record: December 30, 2020 (Colorado), per state regulator. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 30, 2020 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.cardinalfinancial.com/loan-originator/christine-frost/, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Christine has over 20 years of experience in property management, real estate, and mortgage lending, specializing in flexible home mortgage solutions tailored to first-time homebuyers, refinancing, and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.cardinalfinancial.com/loan-originator/christine-frost/, verified 2026-10-09.
- role: background in property management, real estate, personnel development, leasing, marketing, financial reporting, budget analysis, and risk management. Source: https://www.cardinalfinancial.com/loan-originator/christine-frost/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100520522 | active | confirmed | 2020-12-30 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Charlotte, NC. Source: https://www.cardinalfinancial.com/loan-originator/christine-frost/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2035033

## Contact

- linkedin_url: https://www.linkedin.com/in/christine-frost-845ab489/ (source: lender_site, verified 2026-10-09)
- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/christine-frost/
- Office phone and Email on file: shown at https://lendb.ai/lo/christine-frost-2035033#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2035033
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=262627&contact=484840
- lender_site: https://www.cardinalfinancial.com/loan-originator/christine-frost/

Cite as: Christine Frost (NMLS 2035033), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/christine-frost-2035033, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._