---
canonical_url: https://lendb.ai/lo/christine-guddal-sims-314540
json_url: https://lendb.ai/lo/christine-guddal-sims-314540.json
nmls_id: 314540
last_verified: 2026-10-10
---

# Christine Guddal-Sims

Sr. Loan Officer at Lower, Bonita Springs, FL. NMLS ID 314540 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314540)).

**Summary:** Christine Guddal-Sims (NMLS 314540) is Sr. Loan Officer at Lower, based in Bonita Springs, FL. Licensed in Florida, confirmed with the state regulator (license LO6240). Earliest state license record: May 5, 2011 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: May 5, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Christine serves clients in Bonita Springs, Florida and the Southwest Florida housing market. They guide borrowers from pre-approval through closing.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Bonita Springs, Florida. Source: https://www.lower.com/loan-officers/florida/bonita-springs/christine-guddal-sims, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO6240 | active | confirmed | 2011-05-05 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Lower (NMLS 1124061), Bonita Springs, FL. Source: https://www.lower.com/loan-officers/florida/bonita-springs/christine-guddal-sims, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314540

## Contact

- linkedin_url: https://www.linkedin.com/in/christine-guddal-sims-26646119/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/florida/bonita-springs/christine-guddal-sims
- Email on file: shown at https://lendb.ai/lo/christine-guddal-sims-314540#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314540
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/bonita-springs/christine-guddal-sims

Cite as: Christine Guddal-Sims (NMLS 314540), Lower. LenDb.ai, https://lendb.ai/lo/christine-guddal-sims-314540, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._