---
canonical_url: https://lendb.ai/lo/christine-smith-502110
json_url: https://lendb.ai/lo/christine-smith-502110.json
nmls_id: 502110
last_verified: 2026-10-09
---

# Christine Smith

Loan Officer at Empire Home Loans. NMLS ID 502110 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/502110)).

**Summary:** Christine Smith (NMLS 502110) is Loan Officer at Empire Home Loans. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.empirehomeloans.com/team/christine, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Senior mortgage loan officer with over 20 years of lending experience assisting Montana families. Experienced in conventional, FHA, VA, 203k renovation, reverse, USDA, bank statement, DSCR, jumbo, and manufactured housing loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.empirehomeloans.com/team/christine, verified 2026-10-09.
- service_area: Montana. Source: https://www.empirehomeloans.com/team/christine, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/christine, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/502110

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/christine
- Office phone and Email on file: shown at https://lendb.ai/lo/christine-smith-502110#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/502110
- lender_site: https://www.empirehomeloans.com/team/christine

Cite as: Christine Smith (NMLS 502110), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/christine-smith-502110, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._