---
canonical_url: https://lendb.ai/lo/christol-morgan-914789
json_url: https://lendb.ai/lo/christol-morgan-914789.json
nmls_id: 914789
last_verified: 2026-10-09
---

# Chris Kent Morgan

Mortgage Loan Officer at Loan Factory. NMLS ID 914789 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/914789)).

**Summary:** Chris Kent Morgan (NMLS 914789) is Mortgage Loan Officer at Loan Factory. Lists California and North Carolina on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.loanfactory.com/mortgage-expert/chris-kent-morgan-914789, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), North Carolina (NC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Chris has over 25 years of real estate lending experience, originating thousands of loans and earning Billion Dollar Club status. Their Stanford master's degree in economics and business informs their expertise in market analysis and financial strategy.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.loanfactory.com/mortgage-expert/chris-kent-morgan-914789, verified 2026-10-09.
- credential: Billion Dollar Club member. Source: https://www.loanfactory.com/mortgage-expert/chris-kent-morgan-914789, verified 2026-10-09.
- education: Master's degree in economics and business from Stanford University. Source: https://www.loanfactory.com/mortgage-expert/chris-kent-morgan-914789, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO80922 | expired | confirmed | 2021-01-26 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/chris-kent-morgan-914789, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/914789

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/chris-kent-morgan-914789

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/914789
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/chris-kent-morgan-914789

Cite as: Chris Kent Morgan (NMLS 914789), Loan Factory. LenDb.ai, https://lendb.ai/lo/christol-morgan-914789, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._