---
canonical_url: https://lendb.ai/lo/christopher-baird-1908296
json_url: https://lendb.ai/lo/christopher-baird-1908296.json
nmls_id: 1908296
last_verified: 2026-10-09
---

# Christopher Baird

Mortgage Loan Officer at Loan Factory, VA. NMLS ID 1908296 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1908296)).

**Summary:** Christopher Baird (NMLS 1908296) is Mortgage Loan Officer at Loan Factory, based in Virginia. Lists Virginia on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). States 31 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 31 (source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09)
- Licensed in: Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Christopher Baird brings 31 years as a licensed real estate agent/broker and 30 years as a licensed building contractor, with a B.S. in Finance from Liberty University.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 31. Source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09.
- credential: licensed real estate agent/broker. Source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09.
- credential: licensed building contractor. Source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09.
- credential: licensed insurance agent. Source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09.
- credential: tax preparer. Source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09.
- education: Bachelor of Science Degree in Finance from Liberty University. Source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO112425 | expired | confirmed | 2022-08-24 | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), VA. Source: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1908296

## Contact

- linkedin_url: https://www.linkedin.com/in/christopher-baird-84b160342/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1908296
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/christopher-baird-1908296

Cite as: Christopher Baird (NMLS 1908296), Loan Factory. LenDb.ai, https://lendb.ai/lo/christopher-baird-1908296, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._