---
canonical_url: https://lendb.ai/lo/christopher-caldwell-1996815
json_url: https://lendb.ai/lo/christopher-caldwell-1996815.json
nmls_id: 1996815
last_verified: 2026-10-09
---

# Chris Caldwell

Senior Loan Officer at CrossCountry Mortgage, Greenville, SC. NMLS ID 1996815 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1996815)).

**Summary:** Chris Caldwell (NMLS 1996815) is Senior Loan Officer at CrossCountry Mortgage, based in Greenville, SC. Licensed in Florida, confirmed with the state regulator (license LO106907). Also lists Georgia, North Carolina, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Low credit score, Real estate investor, Self-employed, VA loan and Renovation loan (203k / HomeStyle). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Low credit score** (`low-credit`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/

## About

Chris has built his business since 1997 on delivering exceptional client experiences and specializes in first-time buyers, self-employed clients, investors, Veterans, credit-challenged buyers, and refinances. He serves as a board member of the WNCDSA and is recognized for top customer-service ratings.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/, verified 2026-10-09.
- credential: Experience.com top customer-service rated mortgage professional. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/, verified 2026-10-09.
- community: Board member of WNCDSA. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO106907 | active | confirmed | 2022-04-29 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Greenville, SC. Source: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1996815

## Contact

- linkedin_url: https://www.linkedin.com/in/chris-e-caldwell-50911928/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/
- Email on file: shown at https://lendb.ai/lo/christopher-caldwell-1996815#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1996815
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/greenville-sc-4869/christopher-caldwell/

Cite as: Chris Caldwell (NMLS 1996815), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/christopher-caldwell-1996815, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._