--- canonical_url: https://lendb.ai/lo/christopher-cartwright-1035504 json_url: https://lendb.ai/lo/christopher-cartwright-1035504.json nmls_id: 1035504 last_verified: 2026-10-24 --- # Chris Cartwright Senior Mortgage Broker at Three Point Mortgage LLC. NMLS ID 1035504 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1035504)). Chris Cartwright (NMLS 1035504) is a Senior Mortgage Broker at Three Point Mortgage LLC, licensed in California since 2013 and in Florida, Texas and Colorado. Chris's lender page shows a focus on non-QM loan, self-employed and jumbo loan. **Summary:** Chris Cartwright (NMLS 1035504) is Senior Mortgage Broker at Three Point Mortgage LLC. Licensed in 4 states confirmed with state regulators: Florida, Texas, Colorado and California. Also lists Arizona and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Self-employed, Jumbo loan, DSCR loan and FHA loan. Earliest state license record: July 26, 2013 (California), per state regulator. Last verified 2026-10-24. ## Quick answers ### Is Chris licensed in Florida? Yes. Florida regulator records list license LO116103 as active, first effective December 21, 2022 (verified 2026-10-15). LenDb has 5 other states on file for Chris. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Chris do non-QM loans? Chris's profile lists non-QM loan as a focus (from their lender profile page). It also lists self-employed, jumbo loan and DSCR loan. Source: https://www.threepointmortgage.com/chris-cartwright. ### What lender does Chris work for? Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15). Source: https://www.threepointmortgage.com/chris-cartwright. ### How long has Chris been licensed? The earliest state license record LenDb holds for Chris is from July 26, 2013 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: July 26, 2013 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Christopher J. Cartwright (CA, CO, FL, TX, as of 2026-10-22); Christopher Cartwright (WI, as of 2026-10-21) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.26, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.26, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.20, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **DSCR loan** (`dscr`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **FHA loan** (`fha`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **Real estate investor** (`investor`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **Refinance** (`refinance`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright - **VA loan** (`va`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/chris-cartwright ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO116103 | active | confirmed | 2022-12-21 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-09-11 | state_regulator | 2026-10-13 | | CO | Colorado regulator | state_license | 100048889 | active | confirmed | 2014-02-12 | state_regulator | 2026-10-16 | | WI | Wisconsin regulator | state_license | 1035504 | inactive | confirmed | 2013-08-22 | state_regulator | 2026-10-21 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1035504 | active | confirmed | 2013-07-26 | state_regulator | 2026-10-24 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Three Point Mortgage LLC (NMLS 2364254). Source: https://www.threepointmortgage.com/chris-cartwright, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1035504 ## Contact - View profile at Three Point Mortgage LLC: https://www.threepointmortgage.com/chris-cartwright - Office phone and Email on file: shown at https://lendb.ai/lo/christopher-cartwright-1035504#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1035504 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=144267&contact=272680 - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://www.threepointmortgage.com/chris-cartwright - state_regulator: https://dfpi.ca.gov/ Cite as: Chris Cartwright (NMLS 1035504), Three Point Mortgage LLC. LenDb.ai, https://lendb.ai/lo/christopher-cartwright-1035504, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._