--- canonical_url: https://lendb.ai/lo/christopher-clifford-65234 json_url: https://lendb.ai/lo/christopher-clifford-65234.json nmls_id: 65234 last_verified: 2026-10-30 --- # Christopher Clifford Loan officer at Cliffco, Inc.. NMLS ID 65234 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65234)). Christopher Clifford (NMLS 65234) is a mortgage loan officer at Cliffco, Inc., licensed in Florida since 2015 and in Texas, New York, Connecticut and 7 more states. Christopher works at an FHA-approved lender, per HUD. **Summary:** Christopher Clifford (NMLS 65234) is a loan officer at Cliffco, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, New York, Connecticut, Delaware, Iowa, Oregon, California and 3 more. Earliest state license record: June 4, 2015 (Florida), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Christopher licensed in Florida? Yes. Florida regulator records list license LO30089 as active, first effective June 4, 2015 (verified 2026-10-15). LenDb has 10 other states on file for Christopher. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Christopher work for, and is it FHA-approved? Cliffco, Inc., company NMLS 65328, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/. ### How long has Christopher been licensed? The earliest state license record LenDb holds for Christopher is from June 4, 2015 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: June 4, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), New York (NY, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO30089 | active | confirmed | 2015-06-04 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2022-06-18 | state_regulator | 2026-10-13 | | NY | New York regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-14 | | CT | Connecticut regulator | state_license | LO-65234 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | IA | Iowa regulator | state_license | 58105 | active | confirmed | 2026-08-20 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2023-09-29 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI65234 | active | confirmed | 2023-07-19 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO65234 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0081375 | active | confirmed | 2023-03-20 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Cliffco, Inc. (NMLS 65328). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65234 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65234 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Christopher Clifford (NMLS 65234), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/christopher-clifford-65234, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._