---
canonical_url: https://lendb.ai/lo/christopher-cook-1037205
json_url: https://lendb.ai/lo/christopher-cook-1037205.json
nmls_id: 1037205
last_verified: 2026-10-09
---

# Christopher Cook

Loan Officer at Xpert Home Lending, TX. NMLS ID 1037205 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1037205)).

**Summary:** Christopher Cook (NMLS 1037205) is Loan Officer at Xpert Home Lending, based in Texas. Licensed in Texas. Focus areas shown on the lender page: DSCR loan, FHA loan, USDA loan, VA loan and Real estate investor. 9 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 9
- Licensed in: Florida (FL), Texas (TX)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **DSCR loan** (`dscr`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/christopher-cook
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/christopher-cook
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/christopher-cook
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/christopher-cook
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/christopher-cook

## About

Christopher has served clients in the mortgage industry for over 10 years, specializing in conventional, FHA, USDA, VA, and DSCR loans. He enjoys real estate investing and spending time on his family farm.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10+. Source: https://xperthomelending.com/loan-directory/christopher-cook, verified 2026-10-09.
- service_area: TX. Source: https://xperthomelending.com/loan-directory/christopher-cook, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO42107 | expired | 2017-04-07 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), TX. Source: https://xperthomelending.com/loan-directory/christopher-cook, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/christopher-cook
- Office phone and Email on file: shown at https://lendb.ai/lo/christopher-cook-1037205#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1037205
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/christopher-cook

Cite as: Christopher Cook (NMLS 1037205), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/christopher-cook-1037205, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._