---
canonical_url: https://lendb.ai/lo/christopher-daly-68584
json_url: https://lendb.ai/lo/christopher-daly-68584.json
nmls_id: 68584
last_verified: 2026-10-09
---

# Chris Daly

Mortgage Loan officer at Southern Trust Mortgage, Hilton Head, SC. NMLS ID 68584 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68584)).

**Summary:** Chris Daly (NMLS 68584) is Mortgage Loan officer at Southern Trust Mortgage, based in Hilton Head, SC. Licensed in Florida, confirmed with the state regulator (license LO99941). Also lists North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Earliest state license record: January 5, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 5, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.southerntrust.com/chris-daly/
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.southerntrust.com/chris-daly/

## About

Chris is recognized across South Carolina, Florida, North Carolina, Virginia, Tennessee, and Maryland for fast, reliable mortgage financing. He specializes in flexible solutions for first-time buyers and real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: South Carolina, Florida, North Carolina, Virginia, Tennessee, Maryland. Source: https://www.southerntrust.com/chris-daly/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO99941 | active | confirmed | 2022-01-05 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Hilton Head, SC. Source: https://www.southerntrust.com/chris-daly/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68584

## Contact

- View profile at Southern Trust Mortgage: https://www.southerntrust.com/chris-daly/
- Office phone and Email on file: shown at https://lendb.ai/lo/christopher-daly-68584#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68584
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.southerntrust.com/chris-daly/

Cite as: Chris Daly (NMLS 68584), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/christopher-daly-68584, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._