---
canonical_url: https://lendb.ai/lo/christopher-falbo-2224020
json_url: https://lendb.ai/lo/christopher-falbo-2224020.json
nmls_id: 2224020
last_verified: 2026-10-09
---

# Chris Falbo, CRMP, CMA

Loan Officer at CrossCountry Mortgage, Beverly, MA. NMLS ID 2224020 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2224020)).

**Summary:** Chris Falbo, CRMP, CMA (NMLS 2224020) is Loan Officer at CrossCountry Mortgage, based in Beverly, MA. Licensed in Florida, confirmed with the state regulator (license LO105494). Also lists Connecticut, Massachusetts, Maine, New Hampshire and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage, Construction loan, Non-QM loan, Real estate investor and Renovation loan (203k / HomeStyle). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/

## About

Chris holds Certified Mortgage Advisor and Certified Reverse Mortgage Professional designations, specializing in reverse mortgages and investment property loans across MA, NH, ME, CT, SC and FL.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Certified Reverse Mortgage Professional (CRMP). Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/, verified 2026-10-09.
- credential: Certified Mortgage Advisor (CMA). Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/, verified 2026-10-09.
- service_area: MA, NH, ME, CT, SC, FL. Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO105494 | active | confirmed | 2022-04-06 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Beverly, MA. Source: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2224020

## Contact

- linkedin_url: https://www.linkedin.com/in/chris-falbo-loan-officer/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/
- Office phone and Email on file: shown at https://lendb.ai/lo/christopher-falbo-2224020#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2224020
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/

Cite as: Chris Falbo, CRMP, CMA (NMLS 2224020), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/christopher-falbo-2224020, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._