{
  "canonical_url": "https://lendb.ai/lo/christopher-garrity-259611",
  "loan_officer": {
    "nmls_id": 259611,
    "slug": "christopher-garrity-259611",
    "canonical_url": "https://lendb.ai/lo/christopher-garrity-259611",
    "md_url": "https://lendb.ai/lo/christopher-garrity-259611.md",
    "json_url": "https://lendb.ai/lo/christopher-garrity-259611.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259611",
    "full_name": {
      "value": "Christopher Garrity",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Christopher",
    "last_name": "Garrity",
    "headshot_url": {
      "value": "https://www.uhm.com/media/65fb3aef-3b2e-4d95-b21b-de127d78c5f1/cgarrity.jpg",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Christopher has extensive mortgage industry experience since 1987 with expertise in retail banking and mortgage lending. He works exclusively on referral basis and specializes in analyzing borrower needs to provide tailored financing solutions.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2229,
      "lender_name": "Union Home Mortgage",
      "lender_slug": "union-home-mortgage-2229",
      "branch_city": "Strongsville",
      "branch_state": "OH",
      "branch_zip": "44136",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2229,
        "lender_name": "Union Home Mortgage",
        "lender_slug": "union-home-mortgage-2229",
        "branch_city": "Strongsville",
        "branch_state": "OH",
        "branch_zip": "44136",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/cgarrity/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": "MLO.015149.001",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Ohio University, 1987, degree in Business Economics",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "since 1987",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:29:45.075028+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/christopher-garrity-259611#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/cgarrity/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}