{
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    "md_url": "https://lendb.ai/lo/christopher-gibson-1910430.md",
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    "full_name": {
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      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    },
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    "last_name": "Gibson",
    "headshot_url": {
      "value": "https://c2financial.com/images/loan-officers/cgibson_lo_portrait.png",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    },
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      "value": "Christopher specializes in reverse mortgages and traditional mortgages for seniors and retirees, with over 15 years as a Denver real estate agent. He assists self-employed clients with bank statement and 1099 loans, investors with DSCR loans, and handles non-warrantable condominiums and manufactured housing.",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Broker",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 2,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_slug": "c2-financial-corporation-135622",
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      "branch_state": "WA",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 135622,
        "lender_name": "C2 Financial Corporation",
        "lender_slug": "c2-financial-corporation-135622",
        "branch_city": "Denver",
        "branch_state": "WA",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO128360",
        "status": "active",
        "issued_at": "2024-05-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100515656",
        "status": "active",
        "issued_at": "2019-12-11",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=243017&contact=204565",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "1099-income",
        "label": "1099 income",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "bank-statement",
        "label": "Bank statement loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "manufactured",
        "label": "Manufactured home",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "condo-non-warrantable",
        "label": "Non-warrantable condo",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Denver real estate agent",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 11:37:57.462622+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/christopher-gibson-1910430#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/cgibson/",
      "verified_at": "2026-10-09"
    }
  }
}